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SENIOR LOAN OFFICER

Matt Allen

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I'm Matt Allen, and I’m here to help turn your real estate dreams into reality. With over 30 years of experience in sales and sales management, and more than 18 years in the mortgage industry, I’ve gained the expertise to guide you through the process with confidence. As a Senior Loan Officer and Mortgage Advisor, I specialize in residential mortgages, whether you're looking for a primary residence, a second home, or a rental property (1-4 units).

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About Me

My commitment to client satisfaction is unmatched. I go above and beyond to exceed expectations at every step, ensuring that each experience is nothing short of amazing. Whether you're an active military or veteran seeking VA benefits, an investor, a first-time homebuyer, or looking for down payment assistance, my expertise covers a broad spectrum of specialties.

As your trusted advisor, I provide tailored solutions for various mortgage needs, including VA, FHA, Conventional, Jumbo, and Non-Conforming Portfolio loans for both purchase and refinancing and including small business commercial loans. My meticulous attention to detail guarantees that nothing is missed along the way, instilling confidence in my clients, who consistently trust me for their real estate endeavors.

Educational Background

I earned my Bachelor's degree in International Business from the School of Business at Pacific Lutheran University. This education provided me with a strong foundation in global business practices and financial management, which I’ve applied throughout my career in sales, sales management, and the mortgage industry.

Let’s Work Together

Experience the difference by working with me – where expertise meets excellence in real estate and mortgage solutions.
Partner with me for a stress-free, personalized journey that aligns with your unique goals and aspirations.

ADDRESS
OFFICE HOURS
PHONE
EMAIL

1804 W Union Ave, Suite 202, Tacoma, WA 98405

Monday to Friday

9:00 am - 5:00 pm

 (253) 222-9256

You can also visit us; we'd love to meet you.
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Important Disclosures

Equal Housing Lender:
Penny Lane Financial, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

NMLS Consumer Access:
Our NMLS number is 1905686. WA – MB1905686 AZ – 1034711  You can verify our licensure status and find more information about our company at the NMLS Consumer Access website: https://www.nmlsconsumeraccess.org/ WA – MB1905686 AZ – 1034711

Terms and Conditions:
The loan terms and conditions provided by Penny Lane Financial, LLC are subject to change without notice. All loan approvals are subject to underwriting guidelines and credit approval. Not all applicants will qualify. Interest rates and annual percentage rates (APRs) are based on current market conditions and are subject to change.

Mortgage Loan Information:

  • Loan Types: We offer a variety of mortgage loan options, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans.

  • Interest Rates and APRs: The interest rates and APRs provided on our website are estimates and are subject to change based on market conditions and borrower qualifications. Please contact us for the most current rates.

  • Loan Fees and Costs: Mortgage loans may involve fees, including origination fees, appraisal fees, credit report fees, and other closing costs. These fees will be disclosed to you during the loan process.

Consumer Rights and Responsibilities:
As a borrower, you have the right to receive a Loan Estimate within three business days of submitting a complete loan application. This document provides important details about the loan terms, estimated costs, and other important information. You also have the right to receive a Closing Disclosure at least three business days before your loan closing, which outlines the final terms and costs of your loan.

Homeownership Counseling:
If you are experiencing financial difficulties or have questions about your mortgage loan, you may seek assistance from a HUD-approved housing counseling agency. For a list of HUD-approved counseling agencies, visit the HUD website at https://www.hud.gov/program_offices/housing/nationally_hud_approved_housing_counseling_agenciesdirectory

 

Insurance License:
Penny Lane Financial, LLC holds life, disability, property and casualty insurance licenses in WA and AZ, NPN #17702278. We are committed to providing comprehensive financial services, including insurance products, to meet the diverse needs of our clients. Regulated by Washington State Insurance Commissioner at https://www.insurance.wa.gov/

Privacy Policy:
We are committed to protecting your privacy and ensuring the security of your personal information. For details on how we collect, use, and safeguard your information, please review our privacy policy here.

Contact Us:
If you have any questions or need further assistance, please do not hesitate to contact us at 253-327-1177 or email to vip@pennylanefinancial.com.

Penny Lane Washington

Check us out  

Penny Lane Financial, LLC NMLS #1905686 WA State, NMLS #1034711 AZ State

 

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NMLS Consumer Access - click here

EQUAL HOUSING LENDER

 

All Rights Reserved © 2017 - 2024 Penny Lane Financial LLC .

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