The ceiling limit for “high-cost areas”, including King and Pierce counties, will be $726,525. These new limits give borrowers more purchasi

In September the Federal Reserve raised its benchmark fed funds rate to 2.25 percent, and has indicated it will further increase this...

Understand the fine print. Every insurance policy has fine print. Life insurance policies may have contestability periods that give the insu

In a cash-out refinance, you refinance an existing mortgage loan with an even larger loan. You can take the difference between the old and n

Here’s how personal umbrella coverage protects you:  Let’s say you're sued for $1 million after an auto accident or an incident on your

Alternatively, sometimes one spouse earns a lot of money and the other doesn't work or earns very little. In this circumstance, the brea

How’s your retirement distribution strategy? Could it use some help?

The price for a single month in an assisted-living facility can range from $1,500 to $4,000. If you need to go into a nursing home that prov

How you prepare for leaving one home when you go to the other can be a large factor in determining the success of your two-home lifestyle. H

A lack of planning can leave you feeling bored and listless. So keep a to-do list, plan your days, and stay engaged.

It’s not something we like talking about, but the reality is that many people will have a costly claim they could never have afforded withou

Making things easier for your heirs is not difficult, but it may take a few hours to compile. Try breaking the task into manageable sections

At Penny Lane Financial, we can help you lay out a plan to minimize your tax liabilities during retirement.

3. Try to avoid probate. Probate is a legal process that can be expensive and cumbersome. People go through probate after someone dies and t

Money mistakes are a common learning experience from which we can grow. However, when you’re in retirement, bad decisions can be...

Today more than ever, retirees are struggling to feel reassured about their retirement savings. In recent years, fixed indexed annuities...