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Understanding Homeowners Insurance: Your Essential Guide
When it comes to safeguarding your home, homeowners insurance is a vital tool. This insurance not only protects your property but also...
Nov 21, 20242 min read
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Who is Umbrella Insurance for?
Umbrella insurance, also known as excess personal liability insurance, isn’t just for the wealthy. If you: drive a motor vehicle, own...
Jun 10, 20222 min read
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Don't Let Student Loan Debt Prevent You From Buying a Home
As of early 2020, 45 million borrowers collectively owe $1.6 trillion in student loan debt in the United States, weighing in at the...
Dec 1, 20202 min read
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How Can I Use My Home to Raise Money Without Selling It?
An equity line reverse mortgage allows you to take different lump-sum amounts of equity out of your home as desired or needed up to a predet
Sep 13, 20192 min read
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Do's and Don'ts of Home-buying
DO Contact your insurance agent early in the process and inform them of your new home purchase.
Do promptly provide all documents (ALL PAGES
Jan 16, 20191 min read
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Loan Limits for Residential Mortgages to Increase in 2019
The ceiling limit for “high-cost areas”, including King and Pierce counties, will be $726,525. These new limits give borrowers more purchasi
Nov 28, 20182 min read
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Five Steps to Take When Interest Rates are Rising
In September the Federal Reserve raised its benchmark fed funds rate to 2.25 percent, and has indicated it will further increase this...
Nov 13, 20182 min read
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Is a Cash-out Refinance Right for You?
In a cash-out refinance, you refinance an existing mortgage loan with an even larger loan. You can take the difference between the old and n
Sep 24, 20182 min read
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Terry Rutland Joins Penny Lane Financial as Senior Loan Officer
At Penny Lane we take a holistic approach to your finances, with your home often being the centerpiece of your investments. We are...
Aug 13, 20181 min read
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It's a Great Time to Invest in a Vacation Home
If you’re tired of spending your holidays in hotels and vacation rentals, consider joining the nearly one million buyers who purchased...
Oct 16, 20172 min read
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