When you're ready to buy a home, one of the most important factors to understand is how mortgage rates  affect your financial future....

When it comes to safeguarding your home, homeowners insurance is a vital tool. This insurance not only protects your property but also...

As we age, financial security becomes increasingly important. One often overlooked tool in achieving this is the reverse mortgage. If...

A reverse mortgage can be a valuable financial tool for retirees looking to enhance their income and maintain their lifestyle. But what...

Umbrella insurance, also known as excess personal liability insurance, isn’t just for the wealthy. If you: drive a motor vehicle, own...

If you didn’t know by now, mortgages in the United States are at an all time high in consumer demand and all time low in interest rates....

As of early 2020, 45 million borrowers collectively owe $1.6 trillion in student loan debt in the United States, weighing in at the...

What is a Reverse Mortgage?* A reverse mortgage is a national program available to homeowners age 62 and older providing you access to...

An equity line reverse mortgage allows you to take different lump-sum amounts of equity out of your home as desired or needed up to a predet

DO Contact your insurance agent early in the process and inform them of your new home purchase. Do promptly provide all documents (ALL PAGES

The ceiling limit for “high-cost areas”, including King and Pierce counties, will be $726,525. These new limits give borrowers more purchasi

In September the Federal Reserve raised its benchmark fed funds rate to 2.25 percent, and has indicated it will further increase this...

In a cash-out refinance, you refinance an existing mortgage loan with an even larger loan. You can take the difference between the old and n

At Penny Lane we take a holistic approach to your finances, with your home often being the centerpiece of your investments. We are...

If you’re tired of spending your holidays in hotels and vacation rentals, consider joining the nearly one million buyers who purchased...