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Jun 9, 20222 min read
Who is Umbrella Insurance for?
Umbrella insurance, also known as excess personal liability insurance, isn’t just for the wealthy. If you: drive a motor vehicle, own...
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Jan 18, 20222 min read
2022 Mortgage Trends
If you didn’t know by now, mortgages in the United States are at an all time high in consumer demand and all time low in interest rates....
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Dec 1, 20202 min read
Don't Let Student Loan Debt Prevent You From Buying a Home
As of early 2020, 45 million borrowers collectively owe $1.6 trillion in student loan debt in the United States, weighing in at the...
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Sep 13, 20192 min read
How Can I Use My Home to Raise Money Without Selling It?
An equity line reverse mortgage allows you to take different lump-sum amounts of equity out of your home as desired or needed up to a predet
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Jan 16, 20191 min read
Do's and Don'ts of Home-buying
DO Contact your insurance agent early in the process and inform them of your new home purchase.
Do promptly provide all documents (ALL PAGES
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Nov 28, 20182 min read
Loan Limits for Residential Mortgages to Increase in 2019
The ceiling limit for “high-cost areas”, including King and Pierce counties, will be $726,525. These new limits give borrowers more purchasi
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Nov 13, 20182 min read
Five Steps to Take When Interest Rates are Rising
In September the Federal Reserve raised its benchmark fed funds rate to 2.25 percent, and has indicated it will further increase this...
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Sep 24, 20182 min read
Is a Cash-out Refinance Right for You?
In a cash-out refinance, you refinance an existing mortgage loan with an even larger loan. You can take the difference between the old and n
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Aug 13, 20181 min read
Terry Rutland Joins Penny Lane Financial as Senior Loan Officer
At Penny Lane we take a holistic approach to your finances, with your home often being the centerpiece of your investments. We are...
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Oct 16, 20172 min read
It's a Great Time to Invest in a Vacation Home
If you’re tired of spending your holidays in hotels and vacation rentals, consider joining the nearly one million buyers who purchased...
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